Many real estate investors will use no income documentation, no ratio, or stated income type loans to assist them with buying more houses because their debt ratios are high as well, even though they make enough money to cover all of their payments. These loan types may be exactly what you need to be able to finance the new homes you are looking to buy.

There are also bank statement type programs where you provide 12-24 months of bank statements to the bank and they add up the total deposits on the statements and then divide by the past specified number of months to come up with an average monthly income. This program can work well for real estate investors as well, as long as you deposit your money into your bank account.

Also, many automated underwriting engines will allow for very high debt to income ratios, especially with good credit and proof of liquid assets. This may help you to get approved even with a high debt to income ratio.
The larger the down payment you put down on the new properties the more doors you will open for yourself as well for a lender to lend money to you. The more money you have invested into a down payment, the less of a risk the loan is for a bank to make.

See the webpage listed under the sources for more information on alternative income documentation type loans.

I am Mable Green and i saw your question about needing a loan,In the internet they are alot of co men out there.I decided to answer your question to prevent you being deceived.
I got a loan of $100,000 from an agency online and i was lucky not be deceived.
Contact them via email interest rate is quite affordable is simply great.they use a yahoo email account on our request because its makes contacting them easier.

Regards,
Mable