Tramadol asked: Sometimes i get letters from credit card debt angencies saying i owe the same balance that i had for 6 years, but sometimes shows more balance with intrestest but only one letter said this, the rest all had same balances which were 6 years ago when i was in debt of £2,000, but [...]

The Bees Knees asked: I’ve heard of companies like cureadebt.com that will settle your credit card debts for 70% of the amount owed. I’ve also heard of government grants to pay unsecured debt(credit cards), but I don’t know where to get the info on them. I’m considering a second mortgage to pay these off with [...]

jimthephilosopher asked: I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term?

BEE N asked: well a couple of months ago my daddy receive a letter from the credit card company demanding him to pay the credit card debt but the account number on the letter didn’t match with his numbers. So he called the number on the letter but they said they cant do anything about [...]

Observer Man asked: I am actually desperate buying a apartment and loan at $100000. Previously, i had 3 credit and i had settled debt for the 2 cards and left 1 card to settle at $5000 which i did paid it slowly every month. Is there any possibilities that they will approved the my loan [...]

Stephanie B asked: I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.

1yugpj asked: Kidding.. but if anyone does have extra cash..I’d be grateful for the offer. Actually, I’d like to know advice on the best way to pay off credit card debt. I have about 10,000 in credit debt. Mostly from going through a divorce a few years ago.

zee asked: I need some advice, got laid-off and in trouble with credit cards to pay for essentials. Still don’t have a job but I am interviewing. Even if I get a job, I can’t manage the debt which is now around $75000. I have heard that card companies will negotiate and settle for around [...]

Erica S asked: To put myself through college I had to pay my own bills and pay for school. Unfortunately, this left me with some credit card debt. My credit is okay – as I’ve never been late on payments or anything – but I was wondering if anyone knows a safe way to consolidate [...]

momvader73 asked: Debt is credit card. Last activity on the account was in late 1999, early 2000. Collection agency has it now. I need to know how the following things will happen: 1099C tax form? How it will affect my student loans and Pell Grants? Any abusive answers WILL be reported. I need explicit answers [...]