ava asked: I owe $50M in credit card debt. Can I negotiate a settlement myself just as well as the debt relief companies advertising all over the media? Are they for real or just a scam?

jen asked: My income has been cut I’m not behind yet but I’m anticipating being that way in a few months. Anyone ever heard of The Palmer Firm, they are claiming to cut my credit card debt from $11061 to $7000 in 28 months with monthly payments of $257. I called credit solutions but they [...]

chantakg asked: My mom got a letter from a debt relief program, shes thinking of looking into it but before she did I wanted to know if I could find out if its reputable. Its National Debt Relief Divison

Mally asked: Thanks everyone. We’re current on payments, and haven’t used any of the cards for two years. We just can’t make more than the minimum payment, and we’ll never be payed off if that’s all we can swing. We don’t have that much debt compared to a lot of folks we know, but just [...]

cowgirl asked: Hi guys, I am just wondering if any of you had ever done business with either Debtmerica or ClearDebt Solution. If you had, please please please share your opinions with me. I desperately need help from you guys before I can take any action to clear up all my credit card debts!!! Please [...]

octsy42 asked: The reps at Freedom Debt relief told me not to talk to any creditors, but now I’m being sued. What do I do?

zuckie44 asked: My husband and I just did a major construction project on our house to make room for our five month old. Because I don’t work, but now will have to a few nights a week to help out with finances, the increase of our mortgage to cover the construction, credit card bills, student [...]

billnsuegal@sbcglobal.net asked: For the past couple years we have gotten so over extended that we cannot keep up w/mortgage, car payments, utilities, let alone maxed out credit cards. Up until this time our credit was always excellent, but due to late payments, over limit fees, etc…not only has our credit score fallen drastically, but we [...]

al jonathan asked: My wife want to put her bill into this program so that when we apply for a new home, our credit score will be better. We have heard that it was a bad idea in that we have to wait a year after we have completed the program to get approved for [...]

Gigi asked: a co worker is way over her head in debt and a finance company recently offered her the debt relief program and she was concerned as to whether or not it would effect her credit if she opted to enroll in the program.