Capone asked: Can you refer me to a good debt consolidation company? I have heard there are a lot of rip off debt consolidation companies out there, and I am just looking for one that maybe you have had a good experience with. If you could give me some suggestions, that would be great! Thank [...]

:::♥::Alice in Wonderland:::♥::: asked: In a debt consolidation program is it likely that you will be able to obtain additional credit?

Castle asked: When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this? OTHER QUESTION: and you also want [...]

zarayray10 asked: i am interested in having my monthly credit card payments put into one payment per month. i was very close to trying this but backed out at the last minute out of fear of being screwed over by a debt consolidation company. can someone explain how these companies work? has anyone ever used [...]

Capone asked: Can you refer me to a good debt consolidation company? I have heard there are a lot of rip off debt consolidation companies out there, and I am just looking for one that maybe you have had a good experience with. If you could give me some suggestions, that would be great! Thank [...]

Andrew asked: I am considering filing bankruptcy. I know that consumer proposals – debt consolidation are another option. If anyone can give me information on this it would be much appreciated and the most thorough answer will get 10 points – again thanks.

Heather B asked: I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.

m_snider9430 asked: I am approximately $25k in debt, should I use a debt consolidation agency?

Leroy asked: I have over 10,000 dollars worth of credit card debt. should I consider consolidating? I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you [...]

Ivan S asked: Not credit counseling, but debt consolidation loan. Can’t find any good info on the web, so your educated opinion would be helpful. What are credit requirements, home equity requirement, debt service ratio and other factors? If you know a good resource that would be very helpful as well!! Thanks.