Gerry S asked:


what student loan debt consolidation company has the lowest interest
ill have around 110,000 dollars in debt by the time i finish my masters

Simple Words asked:


Where I can talk to a live person prior to applying? I have bad credit and want to get rid of my debts and start fresh. There is no regular bank that would approve me and all I’ve found online are automatic loan sharks that only offer payday advances, and that is not what I’m looking for.

Is there a site where I can speak to a live agent so I can explain exactly what I need prior to applying?

one 4 DMB asked:


I have some significant debt to eiliminate, the problem is interest payments. I make around 50K a year, and if i had that in a lump sum payment i could eliminate all of my debt in one year and keep my current lifestyle. My question is, do any financial establishments offer a one year loan? If not are there any other options out there for me? I’m totally open for suggestions.

falker8 asked:


By UF I mean the University of Florida, I need some way to network myself with the soon to graduate and the med school/law school/graduate school students.
I don’t need a debt consolidation company, I’m going to start working for one. I need to advertise for it.

funsunjoy asked:


With bad credit and being unemployed I need a loan to pay off a small amount of debt and a tuition for a 6 month education course so I can put myself in a better employment situation. Where could I find such a bank or company that would help me. I’m not eligable for government help, I earned too much money last year. Please, any and all advice would be greatly appreciated.

medievalprincess80 asked:


I need help with my SECURED loans. I have three secured loans, one for my car, the other two are for student loans. Are there any good programs out there that can help me with my secured loans? Yes I have done an internet search but all I found was unsecured loan consolidation. Please help! Thanks!

adria m asked:


what is loan consolidation and debt consolidation?
how does consolidation work, what are the different options for consolidating?
what are the advantages and disadvantages of consolidating debt and loans?
what are the best tools and calculators for showing results of consolidating?

So, I want a list of the most useful sites and articles that will give
me this info in an informative, unbiased, comprehensive but easy to
understand way.

JD asked:


I just recieved a letter in the mail saying that Im eligible for a loan of 5k, 10k, and 15k through Capital One. The 10k loan for 36 months would be a little higher of a payment that Im paying now for all my credit cardsm but the 36 month one would be slightly less. I didnt know if this would be better to get in a way to “hide” my credit card debt in the form of a loan? And in a way that I wouldnt have 3 credit cards against me, just one loan.

his temptress asked:


I have about $10,000 in credit card debt. The cards have been distroyed for about 9 months. I always pay more than the minimum amount due, never late payments etc. I cannot seem to make any headway. I pay almost $400 a month combined and it hardly does a thing. I have tried to apply for low/no interest cards to switch the balances but because I have too much “revolving credit” they turn me down. Then each inquiry into my credit to try and solve my problem also causes red flags on my credit report. My credit score is around 660 last time I checked. I am not a deadbeat; I am working really hard to fix this. I contacted debt management and they told me because I have decent interest rates and I am making payments they cannot help me. Is there some moderately weathly person who would personally lend me money at a low interest rate??? I just dont know what else to do.

DC94 asked:


i want to consolidate 1 personal loan 2 CCs and an extra bill i want to get rid of into one loan…totals out to be about 4400 dollars. Whats a good loan if i have bad credit