You think you know me… asked: i think i need to apply for credit consolidation with an balance of $5,000.00. is Premier Savings a good company to go with?

AMY asked: My bf has about 14000 in various credit card debt. Most of it interest. What credit consolidation programs (if any) would be worth looking into?

lovelydragonprincess asked: I was out of work for a while, and I fell behind on my credit card payments. I’ll never be able to make the minimum now, and I’ve got to do something because the rates will keep going up and they’re going to continue to bug me all day about it. I don’t [...]

EK asked: I would like to use a credit consolidation of some sort to get my creditors to work with me to pay down my debt. I know in the long run, my credit will improve because the debts will be paid, but I don’t want it to look bad during the repair period. [...]

regalbeagle asked: If a person has bad credit are they better off going with a debt consolidation company or does it look worse on your credit report?

MrsBossy asked: My husband is going to do the credit consolidation/ credit counseling and he has a student loan that is in collections. Can he include that on the consolidation?

georgiegirl asked: I have heard that some companies end up with all your money, are there any good credit consolidation companies and if so what are they? Thanks for any help

Leelee P asked: I haven’t started the Credit Consolidation process yet, but I intend to get my debt under control and paid off within the next two years. In looking into it however, I have seen that the overall goal is to reduce the monthly payment (say to $250-$300, for my type of debt).
My [...]

ohyaknow asked: I have about 6000 dollars in credit card debt and high intrest rates, does anyone know of a good credit card consolidation company? One that does not charge huge fees? I know there would be some fee’s for this service, just need some good advice please help!

asked: I am confused. What is credit card consolidation? What is loan consolidation? What is a debt consolidation loan?