sgersch26 asked:


I’m in big time debt and just can’t keep up with the bills anymore. I need to get some options. There are so many scams and rip offs out there that I’m not sure what to do.

meg234 asked:


I am a social worker- have $60,000 in debt and wont pay it off for 29 more years. Every 2 years the payment increases. I am not wanting go buy a home or travel the world- just need some help on how I can pay this off so I can afford gas and groceries- and as a social worker, I know I make too much for food stamps or any public assistance. Are there any programs for social workers out there like nurses or teachers? Is there anything? Anyone who has a ton of money who wants to donate to a worthy cause

michael b asked:


Debt relief agiencies that help with secured debt. Student loans and car debt.

Jay asked:


I need a Loan Modification and I need Debt Relief. I no longer have the ability to pay my debts. My home has no equity. while I am not behind, very shortly I will be. I have a massive amount of credit card and unsecured debt, maybe $300,000 and my wife who does not work has another $50,000. What should be the order in which one would proceed? Loan Mod first or Debt Relief First, or both at the same time?

I have read all about the debt relief specialists, and they seem more like sharks than anything else. I have read some good articles about how to do it your self. It seems like a lot of time I am willing to do that, however I have not lost my job, and really need to concentrate on work when I am at work. I have to deal with Bofa, Chase, Citibank, CapitalOne, Advanta, and then my 1st and 2nd loan. Good God what a mess.

I was at a seminar for something else, and someone instructed me to contact a lawyer to help negotiate this mess.

Any constructive comments would be helpful.

richardsbarbara2000 asked:


after I filed a chapter 128 debt consolidation?

matia782000 asked:


is there any relief for student loans. I own about 30k in private student, and about 50k in federal. This is too much. I keep seeing adds for removing, or lowering mortgage or credit card debt. Is there anything like that for student loans. I owe over 80k. I have tried consolidating, they wont let me do my private. With the loans combined, I am paying over 40 to 50 percent of my pay check. I have to keep putting this into forbearance, because I can not afford the high monthly payment. Is there a financial counselor that I can talk to.

Older and Wiser asked:


Every debt relief company tells me they can’t help me because I have credit union loans from military specific companies. I am no longer enlisted, but it seems the only option I have is bankruptcy which, ironically, I can’t afford because of the new laws requiring upfront payment. Is there a company that can actually help me get back on track? Serious answers only, i.e. don’t waste my time.

Rachele A asked:


I would like to know if any organizations offer any student loan relief if I am going to Chile in order to teach English

carebare01 asked:


I just wanted to ask all of you one simple question. I am 19 years old and almost 6000 dollars in debt. 3937 is from a student loan, 800 is from the ambulance, 900 from the Hospital. Do any one have a good suggestion for me. where i Can pay all it off in 12 months.

Thanks for your help

GG asked:


Does any one have any experience w/ debt relief.
My sister is in need of some help getting out of her mountains of bills due to a divorce and bad relationship decisions. She does not have the luxury of obtaining a loan to help, due to her terrible credit.
I told her to file for bankruptcy but she wants to avoid that route.
Anyone have experience with this.
Where would she find this consumer proposal?
Is this an attorney?
Or debt relief?