Archive for the 'Debt Information' Category

Tuesday, July 12th, 2011

The argument for providing debt relief for the poorest countries relies on the idea?

whoIsIt asked: 1. of debt overhang. 2. that creditor governments and institutions are to blame. 3. that much was lent to poorly governed regimes. 4. all of the above.

Tuesday, July 12th, 2011

Will getting help from debt relief lower my credit score? ?

Vera H asked: I have one credit card with a $39,000 balance and another with a zero balance. I make my payments on time but most of it goes to interest. I would like debt relief to try to get my interest rate reduced so that I can make better progress toward paying off the [...]

Tuesday, July 12th, 2011

is there a debt relief program that allows you to keep your current credit cards open?

Sarah S asked: I have a lot of cc debt but I don’t want to file bankruptcy or close my accounts…any ideas?

Tuesday, July 12th, 2011

Can anyone tell me how debt relief/credit counselors work? What it does to your credit?

Kim asked: Do they really reduce your monthly payments?

Tuesday, July 12th, 2011

How do I find debt relief?

foundmercy asked: My brother is on disability, does not work, has no assets. I heard that he can have his debt cleared by sending the letter of incompetence to each of of his creditors. Is this true?

Saturday, January 2nd, 2010

Consolidate debt?

imissrascal asked: Can you consolidate debt if some credit cards are already in collections and if one is wanting to sue you? Does anyone know of a good company that can help me? Also a bad credit score should not matter right? Thank you!

Saturday, January 2nd, 2010

what is the best way to consolidate debt without using a line of credit?

d m asked: I have only one negitive on my credit report, 90 day late payment on a student loan from 2003. The loan has been payed in full for over a year now. But, I am unable to get a line of credit to consolidate my debt which is minimal. What options are out [...]

Saturday, January 2nd, 2010

How can I get a loan to consolidate debt?

SerasVae85 asked: I have good/poor credit and most of the loan sites I’ve tried deny my loan application. I’m looking for any suggestions anyone might have. I have roughly $2,000 in credit card debt that I am looking to consolidate. Thank you.

Saturday, January 2nd, 2010

When living paycheck by paycheck, what is the best way to consolidate debt?

caromelheart asked: Can you give me insight as to the best way to save money, make money or consolidate current debt so that living paycheck to paycheck and worrying about whether or not one can make rent won’t be a constant worry? Please serious responses only, not the “don’t buy anything” answer. No new credit [...]

Saturday, January 2nd, 2010

What is the best company/solution to consolidate my credit card debt with?

ben asked: If I do not have a perfect credit score and I am past due in some credit cards what is the best company to consolidate debt with so I can make one payment?