pomera asked:


I have credit card debt of about $14,000 (always paid on time and always more than mininum amount). I would like debt consolidation and money to repair (roofing, gutter & windows)the house with extra monies left over. I have never re-financed the house and pay 8% interest since “92″

Musik asked:


The car is 2 years old and I am making payments. It’s a Chrysler Sebring and I would like to resell it in a year or two. I’m just not sure if fixing it is worth it in the end for its resale value or if it’s better to pay off high interest debt now.

grant_saxby@yahoo.co.uk asked:


I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family?
1) Is this true?
2) Can anything be done to improve my credit rating?
3) What about these credit repair companies?
Dare I ask about a mortgage??

Victoria B asked:


I want to renegotiate my debt, and I have seen financial debt free asistant programs on TV ads …are they any good?

lovemusicjunky asked:


Unfortunately, I was jobless and wasn’t able to pay my bills for a whole year. Sad I know. Thankfully, I got a great job and I have just been able to pay off all my debt of $6,000 in the last two months. My credit is obviously damaged. I can’t even get cable! I owe my college $500 dollars and that will be taken care of at the end of the month. So I will be free of all debt. On most of them I have negotiated with them in order to pay it off right away for cheaper rates. Does that make a difference on the credit report? Also, now that I am debt free how can I go about repairing it? I know that it takes 7 years but is there anything that can clear it sooner? Just in case the cards were Victoria Secret,Dell, Wells Fargo, Sprint then of course my schooling. Any advice will be appreciated! Thanks.

lbaker509 asked:


I recently purchased my home and now have plumbing issues that are not covered by my insurance. I have some equity, but cant seem to get approved for anything, maybe I am looking in the wrong place. Help!

Marla D asked:


I have collection ($3000 rent 2004) and late payments on my file.

mikenike1244 asked:


What needs to happen in our country in order to be able to repay our debt to china?

noeysmom asked:


I’m trying to improve my credit score and have come across these two options. I would like to know which of these two options is fast and reliable?

Amber C asked:


I am currently overseas and would like to fix my credit as soon as possible, but definitely do not have the time or the resources to contact my creditors. The internet is the only means possible right now and I would like to know if there is any services out that that stand out above the rest.