Rick asked: Hi, I owe about $30,000 and I’m wondering if there are any credible credit debt programs that are credible. If so or if you were in this situation what did you do? Thanks

THINKER asked: I see all these debt programs that help you get out of debt fast and help you only pay back half of what you owe. Which one works and really helps you?

thebuffettour asked: As far as I can tell “debt management programs” are really just friendly faces of creditors that aren’t interested in helping you as much as they are creditors. My wife was using one when we first married and they screwed everything up. It also destroyed my wifes credit for 7 years and charged [...]

Geoff K asked: We have mortgage salespeople who aren’t working mortgages due to what’s going on in the economy. We are looking to convert them to unsecured debt consolidation programs, but aren’t looking to do the heavy lifting involved with settling this debt, but rather are looking for some reputable companies who handle all the [...]

Snooks asked: Has anyone heard if Obama’s new budget includes anything about possible programs to help cut down student loan debt or a move to lower interest rates, particularly for consolidation?

Randy C asked: I have gotten my car paid off, Credit cards paid off and I don’t use them but I am seriously considering using a debt elimination program to help me get my school loans eliminated but I want to be wise about spending money… suggestions? I have a 30 day freee trial period [...]

Russell Mania asked: My debt is not high enough for debt settlement, so I need a debt consolidation program. Thanks.

Kemo Nosabe asked: Suze Orman is on the CNBC late night cable program (Saturdays) from 7:00 PM to 5:00 AM, giving financial advice and offering her debt elimination solutions, John Cummuta has a program called “Transforming Debt Into Wealth” and is marketed by the Nightingale-Conant Corporation out of Chicago and The Good Sense Ministry markets [...]

Lisa J asked: I filled out an online application for information about getting rid of debt, and I’ve heard that you can legally eliminate your debt?? I’ve know that Settlement is a good option, but not sure about Elimination. Anyone know?

asked: how do debt settler people make peoples debts go away? who pays the money? is it fair that if someone is in debt because they made poor choices that they can get out of paying some of the money? i know not all people go into debt for that reason but a lot do…and [...]