fairy asked: I’m in the whole bad. I’m sending $100 here $30 there. I have good credit, but sometimes can only afford to pay the min. I’m starting to get frustrated, Do you know of a place that will pay everything off for me and then I can send them one check every month? Thanks [...]

Will H asked: I really want to know because my credit is shot all the hell and I need to rebound real quick. Well, I should not use the word,”Quick.” But my credit is bad and I do need to figure out if using a debt consoldation company would be the best route to take.

SuzyQ asked: Wondering if program is a good idea?

panda asked: where they settle your debt and you are suppose to be debt free in 36 months?

iambuf asked: Money management software like Quicken have lots of helpful features but they don’t list anything about repaying debt. I am sure another feature could be used, but it would be nice if there was a program that had that specific feature. BTW I mean the kind of debt that you don’t get bills [...]

smiling f asked: There are a few debt companies and telemarketers call my house landline everyday. We don’t know the people that the debt companies are calling. We registered on the “national no call list” and I called them back several times and ask them to remove our numbers. But they still keep calling. I [...]

tommzz99 asked: Daily, I receive 5 or 6 calls from the same number 01325 383876. Googling this company reveals they are a debt collection agent, who usually try to reclaim debts on local councils/ tax etc. Thing is, I know 100% I do not owe any money. My question is, why do companies like this [...]

apple asked: debt management companies offer alot of help and take a single monthly payment in order to recover what you owe creditors but does this affect your future credit and hoe do these debt companies work? are they to be trusted?

Eric F asked: I wonder I always hear on the radio claims that company A reduced my debt from 40,000 to 10,000 How is that possible? And how do these companies make their money?

paradiseleach asked: I am trying to decide if going to one of these Debt resolution companies is beneficial to me. How do they get the companies to lower the balance? Can I do this without going to them? Will going to one of these places hurt my credit rating?