Thursday, July 28th, 2011

Credit Card Debt Relief and Solutions, What’s the real deal with this?

moretyme4me asked:


I know there are a lot of scams out there, but does anyone know a legit site that will help get credit cards paid off. Preferably without requiring the cards be canceled.

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4 Responses to “Credit Card Debt Relief and Solutions, What’s the real deal with this?”

Anthony Says:
July 31st, 2011 at 5:16 am

there is no service that will help you get out of debt without canceling them.

there is Credit counseling, but this isnt a good option because they only will help you reduce interest and NOT your principal balance. plus this option puts you in a Debt Management HardShip Program and it will stamp your credit report for 7 years hurting you this whole time… worst choice.

i went through a company called Debt Free League. its a debt settlement company. i have 20k in debt and they helped me get a lower monthly payment and they reduced my whole debt to about half. i just finished the program, and in total i ended up paying 12,800!!! so i saved about 7 thousand and some change. i would definetly recomend it/.

Sonia Says:
July 31st, 2011 at 1:25 pm

you cant reduce debt withouy having the cards cancelled. there is credit counseling and they will keep your cards current, but they only reduce interest which is no good if you want to get out of debt. the best choice is probably debt settlement. i used a company called debt free league. they helped me reduce my debt by 50% AND GAVE ME A LOWER MONTHLT payment as well. give them a try i got out of debt in 24 months.

David Says:
August 2nd, 2011 at 9:34 am

See the affiliated site is an Experian company BBB approved so very safe.
They might or they might not have you on. It depends on many factors and where you are located.

Ol' '55 Says:
August 3rd, 2011 at 10:10 pm

To avoid being scammed make sure the firm you chose are part of the BBB network!

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