Tuesday, January 5th, 2010

How can I get out of serious debt and become a stable living person?

Get Out Of Debt
Davonn asked:


I have messed up alot in the past and probly got up to 3,000 dollars worth of debt maybe more but I just want to know how can i save money and keep up with the payments and earn good credit again

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6 Responses to “How can I get out of serious debt and become a stable living person?”

ZombLover Says:
January 6th, 2010 at 5:42 pm

declare bankruptcy.

Zeb Says:
January 10th, 2010 at 3:09 am

declare bankruptcy for 3K, never

just get you self a good bank account, one you spend from and one you save in, save regularly and live within you means, it has to come from within – self dicipline

Craig Says:
January 11th, 2010 at 4:11 am

Get a really good understanding of needs and wants.
you need to eat, have a home to live in and utilities.
you might want cable, the internet, a cell phone or toys.
Only spend what you need to.

Gem Says:
January 11th, 2010 at 11:58 am

1. Set a realistic budget including repayment plans, housing and food or other necessities.

2. SEE where your money goes weekly by tracking all your spending.

3. Take a second job and put all the money towards the debt. $3000 could easily be paid off within a few months with a second job.

Good luck and hang in there.

Ryan M Says:
January 13th, 2010 at 9:33 pm

$3,000 is really not that much money. Just cut your spending and either get a better job or a second one. Very simple really. Contrary to what the other person said, you cannot file bankruptcy with only $3k in debt. That option is for people with REAL debt, not chump change debt.

MICHELLE P Says:
January 14th, 2010 at 9:01 pm

I have met similar situation before.From my own experience,I would like to suggest you to get your debt cleared as early as possible,before it becomes a hard handle large snowball,here

is the resource that help me a lot.

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