Comments on: How do I improve the debt to credit ratio on my credit report? http://debtreliefreviews.net/how-do-i-improve-the-debt-to-credit-ratio-on-my-credit-report/ Sun, 11 Sep 2011 10:50:10 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: bdancer222 http://debtreliefreviews.net/how-do-i-improve-the-debt-to-credit-ratio-on-my-credit-report/comment-page-1/#comment-1251 bdancer222 Fri, 25 Dec 2009 06:33:44 +0000 http://debtreliefreviews.net/how-do-i-improve-the-debt-to-credit-ratio-on-my-credit-report/#comment-1251 Debt to limit ratio pertains to revolving credit. Your student loan is not revolving credit. Perhaps you mean your debt to income ratio. That includes all debt. Or, more likely you are being denied due to limited credit history. Debt to limit ratio pertains to revolving credit. Your student loan is not revolving credit.

Perhaps you mean your debt to income ratio. That includes all debt. Or, more likely you are being denied due to limited credit history.

]]> By: Judy http://debtreliefreviews.net/how-do-i-improve-the-debt-to-credit-ratio-on-my-credit-report/comment-page-1/#comment-1250 Judy Wed, 23 Dec 2009 13:39:45 +0000 http://debtreliefreviews.net/how-do-i-improve-the-debt-to-credit-ratio-on-my-credit-report/#comment-1250 Have you tried store cards and gas cards they are generally easier to get. Also, walk into a credit union and explain to them that you would like a credit card but have a student loan. They tend to work with people - you are really not just a number. I heard that using more than 70% of your available balance is detremental to your rating. I guess it applies to student loans (you learn something new every day). Once you start working pay it down. Sorry I could not help. / Have you tried store cards and gas cards they are generally easier to get. Also, walk into a credit union and explain to them that you would like a credit card but have a student loan. They tend to work with people – you are really not just a number.
I heard that using more than 70% of your available balance is detremental to your rating. I guess it applies to student loans (you learn something new every day).
Once you start working pay it down. Sorry I could not help. /

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