http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/ Sun, 11 Sep 2011 10:50:10 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/comment-page-1/#comment-2870 hollygirl732001 Thu, 11 Feb 2010 19:53:55 +0000 http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/#comment-2870 I would go to an attorney as suggested or go to a company that specializes in debt negotiation. such as total debt solutions.. What is the original debt for and how old is the debt? This makes a differance, I have some informatiobn that will help you negotiate yourself if I have more information. I will email it to you if interested. I would go to an attorney as suggested or go to a company that specializes in debt negotiation. such as total debt solutions.. What is the original debt for and how old is the debt? This makes a differance, I have some informatiobn that will help you negotiate yourself if I have more information. I will email it to you if interested.

]]> http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/comment-page-1/#comment-2869 MJ Thu, 11 Feb 2010 01:33:29 +0000 http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/#comment-2869 It depends upon the debt, but you can negotiate. Under the FDCPA, you are entitled to a written breakdown of the charges. It appears they have calculated a great deal of finance charges or interest upon your debt. Are you able to pay principal? If so, at least make a 50% offer of the principal if you can pay it in a lump sum. If not, try to work out the best payment plan that you can but make sure they apply it to principal. Also, depending on what the debt was....they may not sue. If you can show them what your net worth or ability to pay is, without actually disclosing what your assets are, and you don't have the ability to repay, then you can work a better deal or get them off your case. I have managed collection firms before and no one wants to try to collect against someone who can't pay or doesn't have the ability to pay.....it's all about the money, sorry to say. It depends upon the debt, but you can negotiate. Under the FDCPA, you are entitled to a written breakdown of the charges. It appears they have calculated a great deal of finance charges or interest upon your debt. Are you able to pay principal? If so, at least make a 50% offer of the principal if you can pay it in a lump sum. If not, try to work out the best payment plan that you can but make sure they apply it to principal. Also, depending on what the debt was….they may not sue. If you can show them what your net worth or ability to pay is, without actually disclosing what your assets are, and you don’t have the ability to repay, then you can work a better deal or get them off your case. I have managed collection firms before and no one wants to try to collect against someone who can’t pay or doesn’t have the ability to pay…..it’s all about the money, sorry to say.

]]> http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/comment-page-1/#comment-2868 alfonso r Mon, 08 Feb 2010 21:25:16 +0000 http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/#comment-2868 Well? If you'r working they'll garnish you'r wages, until the debt it's paid in full. If you'r not working, the Vultures will wait until you start working. It's better to make a deal with them and pay them as much as you can! Well? If you’r working they’ll garnish you’r wages, until the debt it’s paid in full. If you’r not working, the Vultures will wait until you start working. It’s better to make a deal with them and pay them as much as you can!

]]> http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/comment-page-1/#comment-2867 catwoman44203 Sun, 07 Feb 2010 01:16:45 +0000 http://debtreliefreviews.net/how-to-negotiate-my-debt-with-the-collector/#comment-2867 if you can afford it,see a bankruptcy attorney. they are very good at negotiating with other lawfirms or debt collectors. you dont necessarily have to file bnkruptcy but they will negotiate for you as well. if all else fails,contact consumer credit counseling,a free service,through your local county if you can afford it,see a bankruptcy attorney. they are very good at negotiating with other lawfirms or debt collectors. you dont necessarily have to file bnkruptcy but they will negotiate for you as well. if all else fails,contact consumer credit counseling,a free service,through your local county

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