Hailey arrived June 7 2011 asked:


We came into some money and are trying to pay off some of the debts that have gone into collections. My husband told me not to pay anything unless they agree to delete it from our credit. He wants a letter stating that they will do this before we agree to pay anything. How can I do this? I talked to the creditor and they said they “can’t” do that. They offered me a “settlement in full” option which I understand doesn’t look good on our credit. What to do? Please help!
It is a credit card that has been charged off.

sunny_happy_daisy asked:


Me and my husband are trying to get a mortgage but his credit is really bad. I have a 755 but alone do not make enough to qualify. He makes more money but has a 588 (I know, its bad). We are planning to pay off his debt in collections in hopes that will bring it up enough. Is there a way to tell if it will get high enough?

Rockinrobin asked:


In other words, If my loan is 250,000 and I want to refinance and lets say my house appraises for 300,000. Does that mean I have 50,000 I can use to pay off debt? Am I understanding this correctly?
Thanks.

1110011100 asked:


I have debt that shows up on my credit report, from medical bills and various things, but I have no idea where to pay it, where its from, or how to get that information.
I want to pay off my debts, how do I find out what they are and who to pay?
My credit report is 550 or something, I just want to make my credit better!
Help!!!

BugzBunnyyy asked:


I’m just curious as when I told my parents i wanted to become a neurosurgeon, they said they when i finally am one, i’d be paying my **** of with debt. On average, how much is college and med school debt, and how long does it usually take to completely pay it off?

Zachuk16 asked:


I have about $3,000 in Debt from college on credit cards with really high interest. I also have two student loan payments. Is there anyway for me to get some of these consolidated and have the interest lowered? If not I dint think I am ever going to be able to pay them off!

Hailey arrived June 7 2011 asked:


We are going to be getting a lot of money soon. We’ll be able to pay off most of our debt and then some. Our credit is bad because of the debt we have and I was wondering…when we pay it off how can we be sure that it will go off of our credit?

Mr. Detroit asked:


Hey, I’ve just been blessed with a nice advance from an entertainment company for 150k. I wanna get some advice on what debt should i pay off first. My fico is 430 and im trying to buy a house but i have some car repo’s, credit cards and 1 apartment as well as student loans. Please if anyone has advice on how to turn it around cuz i have the money now to pay off debt. Thanks!

Kerrie H asked:


I want to apply for a home loan but I have about $10,000 in credit card debt. I want to get in on the market now, how important is it that I pay off my debt before applying for the loan?

unknown asked:


I just got my first credit card and plan to use it for online purchases; what methods are available to pay off a debt? I primarily want to know if it’s possible to pay off debts using my debit card.
When I used the word debt…; I guess it was misinterpreted. What I mean is, how can I go about paying something off I made online. For example, I buy something using a credit card, is it possible to pay off the money I technically burrowed using my debit card?