Pay off all my credit cards debts or pay until I reach the 30% debt to available credit ratio?
Hi
I have 2 credit cards. 1 with WellsFargo with 3000 limit and have 1700 debt and USBANK with 4000 limit with 2500 debt. I am a new graduate landed with a descent job. I was wondering if pay off both of my cc debts would be better or pay until both cards are below 30% of card utilization?



December 22nd, 2009 at 12:55 am
Why would you want to keep your cards charged up 30% and pay the banks interest on that each month.
PAY THEM OFF!