Comments on: To help build my credit back up, how much should I put on a department store charge card? http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/ Sun, 11 Sep 2011 10:50:10 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: StephenWeinstein http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/comment-page-1/#comment-234 StephenWeinstein Wed, 02 Sep 2009 03:56:31 +0000 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/#comment-234 You do not have to charge any more. You have already charged $24 more than necessary. A lower balance helps you more than a smaller balance. If possible, it is best to pay off the balance even before the first bill arrives. There is no reason to drag it out for longer than necessary. You do not have to charge any more. You have already charged $24 more than necessary. A lower balance helps you more than a smaller balance.

If possible, it is best to pay off the balance even before the first bill arrives. There is no reason to drag it out for longer than necessary.

]]> By: Tim http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/comment-page-1/#comment-233 Tim Sun, 30 Aug 2009 13:33:03 +0000 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/#comment-233 Stop spending to build balances. Pay down everything you can. Stop spending to build balances. Pay down everything you can.

]]> By: totrev76 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/comment-page-1/#comment-232 totrev76 Sat, 29 Aug 2009 09:40:28 +0000 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/#comment-232 The amount you charge on the card is not what counts, it is your repayment behaviour that matters. You need to use the card regularly, and ensure the payments are made on time to establish a good credit history. A dept store card probably charges a higher rate of interest, so I would suggest being very careful given what you have said about your budget. Avoid charging more than you can afford to pay off when the bill comes, so that you don't pay interest. The amount you charge on the card is not what counts, it is your repayment behaviour that matters. You need to use the card regularly, and ensure the payments are made on time to establish a good credit history.

A dept store card probably charges a higher rate of interest, so I would suggest being very careful given what you have said about your budget. Avoid charging more than you can afford to pay off when the bill comes, so that you don’t pay interest.

]]> By: sassy25 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/comment-page-1/#comment-231 sassy25 Wed, 26 Aug 2009 08:51:22 +0000 http://debtreliefreviews.net/to-help-build-my-credit-back-up-how-much-should-i-put-on-a-department-store-charge-card/#comment-231 Charge only what you can pay in full each month. Do NOT carry a balance Charge only what you can pay in full each month. Do NOT carry a balance

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