Comments on: What can I do to help my sister with her credit problem? http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/ Sun, 11 Sep 2011 10:50:10 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Jeff http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1676 Jeff Sun, 24 Jan 2010 16:27:23 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1676 How did she get into debt? Shopping-addiction? Giving her a bail-out only enables an addict to continue her addictive behavior. Did ACCC actually do any counceling? Or did they just give her a $23,000 loan? How did she get into debt? Shopping-addiction?

Giving her a bail-out only enables an addict to continue her addictive behavior.

Did ACCC actually do any counceling?
Or did they just give her a $23,000 loan?

]]> By: ALFimzadi http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1675 ALFimzadi Fri, 22 Jan 2010 23:37:13 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1675 If she wants to file bankruptcy, she should contact a bankruptcy attorney, or go to the county courthouse which will give her the paperwork to file it for herself, and she would only have to pay the court costs then. I would not have your dad consolidate it for her, because if she can't pay it, then he's stuck with the debt and especially on a credit card that will hurt him in the long run. If she wants to file bankruptcy, she should contact a bankruptcy attorney, or go to the county courthouse which will give her the paperwork to file it for herself, and she would only have to pay the court costs then. I would not have your dad consolidate it for her, because if she can’t pay it, then he’s stuck with the debt and especially on a credit card that will hurt him in the long run.

]]> By: I <3 Jethro http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1674 I <3 Jethro Tue, 19 Jan 2010 21:54:00 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1674 Can she get a part time job???? It ***** but you gotta do what you gotta do (I'm working 2 jobs because of credit card debt!) The best bet is to pay off the smaller debts first....make larger payments towards those and the minimum towards the larger debts....then once the smaller ones are paid off, keep making the same monthly payment but apply it all towards the larger loans....this way the smaller ones will be gone quickly and won't be on her credit Can she get a part time job???? It ***** but you gotta do what you gotta do (I’m working 2 jobs because of credit card debt!)

The best bet is to pay off the smaller debts first….make larger payments towards those and the minimum towards the larger debts….then once the smaller ones are paid off, keep making the same monthly payment but apply it all towards the larger loans….this way the smaller ones will be gone quickly and won’t be on her credit

]]> By: Axiom Financial Solutions http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1673 Axiom Financial Solutions Sat, 16 Jan 2010 23:17:48 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1673 I recommend that she enters the other cards into a CCC program. However, if she is also thinking about bankruptcy she should consider entering the debts into a debt settlement program. With debt settlement she will pay back around 40%-60% of the total debt she owes. She can be out of debt in as little as 12-36 months, with more affordable payments than CCC. Good luck with everything, and let me know if you have any more questions. I recommend that she enters the other cards into a CCC program. However, if she is also thinking about bankruptcy she should consider entering the debts into a debt settlement program. With debt settlement she will pay back around 40%-60% of the total debt she owes. She can be out of debt in as little as 12-36 months, with more affordable payments than CCC.

Good luck with everything, and let me know if you have any more questions.

]]> By: ktrb http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1672 ktrb Fri, 15 Jan 2010 05:27:13 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1672 As hard as it is, I think you and your father should stay out of it. You can't do anything to fix her credit for her. If you assume her debt or co-sign loans, you'll be the ones on the hook if she defaults again. She should check to see if she's eligible for bankruptcy but as I said, the rest of the family should insist that she sort this out on her own. As hard as it is, I think you and your father should stay out of it. You can’t do anything to fix her credit for her. If you assume her debt or co-sign loans, you’ll be the ones on the hook if she defaults again. She should check to see if she’s eligible for bankruptcy but as I said, the rest of the family should insist that she sort this out on her own.

]]> By: Dore13 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/comment-page-1/#comment-1671 Dore13 Tue, 12 Jan 2010 21:13:37 +0000 http://debtreliefreviews.net/what-can-i-do-to-help-my-sister-with-her-credit-problem/#comment-1671 first off, don't help her. If you do she will repeat the actions that lead her here because she will feel she has you to bail her out. second, she should try to pay off her debt before she just throws up her hands and declares bankruptcy. It will take years to pay it off but she ran up the bills, no one else. If she does declare bankruptcy, then for the next ten years she can't do anything financially. Like get house, buy a car, rent a place, or get another credit card. It is very extreme! Third, if she does decide to , she needs to hire a bankruptcy lawyer. She will have to pay them, up front, a fee. The lawyer will file the paperwork and then it goes to court. first off, don’t help her. If you do she will repeat the actions that lead her here because she will feel she has you to bail her out.
second, she should try to pay off her debt before she just throws up her hands and declares bankruptcy. It will take years to pay it off but she ran up the bills, no one else. If she does declare bankruptcy, then for the next ten years she can’t do anything financially. Like get house, buy a car, rent a place, or get another credit card. It is very extreme!
Third, if she does decide to , she needs to hire a bankruptcy lawyer. She will have to pay them, up front, a fee. The lawyer will file the paperwork and then it goes to court.

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