A service where you go in person, not on the phone or online.
This is a free service site that seems to have offices pretty much everywhere. I live in the middle of the desert in NM and we have an office at our YMCA.
You may want to look into it:
I use citifinancial for personal/consolidation loans up to 10 grand…over 10 gs’ I use california financial group…here is citi’s web where you can find a branch..https://secure.citifinancial.com/branchlocator/branchlocator.php
If you are already behind, a consolidation loan with favorable terms is very unlikely. You may wish to speak with a credit counselor to make sure that you can mitigate further damage to your credit and your financial situation.
Make sure you find an agency that has a satisfactory rating with the Better Business Bureau.
Consolidation might not be your best bet – you need to figure out how to pay it off and stop adding to the debt.
Credit counselors can sometimes get your interest rate reduced on existing balances. The tradeoff is usually not being able to use the card any more.
Watch out, some supposed credit counselors are scams. Consumer Credit Counseling seems to be legit.
Good luck.
Forget it when we invade we will enslave you all credit will be the last thing on your tiny mind!!!!
hi, these links sometimes do seem to help people in trouble, hope there’s something in there that helps you out!
good luck.
hi,
here you’ll find tons more info than I could possibly
post here. It’ll take a bit but it’s your money and well worth
taking your time over it
and here
also plenty more to read here
good luck!
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January 4th, 2010 at 4:39 am
free consumer counseling service can help you and get you on the right track