Comments on: What Is the Best Credit card to help fix bad Credit?

By: crystal w

crystal w — Wed, 02 Dec 2009 22:56:17 +0000

Try tribute or salute, these are some great cards!

By: Ask M

Ask M — Wed, 02 Dec 2009 09:41:01 +0000

then help yourself and read thru creditinfocenter com

By: Marcie H

Marcie H — Sun, 29 Nov 2009 00:11:22 +0000

Capitol one offers one for someone who has bad credit. You can also apply at First Premier or Centennial. They will charge a fee for the card and give you low credit scores but if you pay it on time you should be able to improve the credit slowly but surely.

By: gonzo

gonzo — Thu, 26 Nov 2009 23:15:40 +0000

Apply for a secured credit card.

By: mikeyandres2

mikeyandres2 — Wed, 25 Nov 2009 02:21:39 +0000

bdancer222 gives excellent advice! Secured credit cards are the way to go. But if you plan on keeping that card LONGER then 6 months, do yourself a favor AND DON”T CANCEL IT! Even if you don’t need to use it, keep it at a 0 balance. That way it will help your credit history( the longer the better), which is 15% of your score!

By: bdancer222

bdancer222 — Mon, 23 Nov 2009 23:51:27 +0000

Go to your bank and ask about a secured credit card. You deposit $x and that is used as collateral for the credit card. Use the card and pay it off in full every month. After 6 months to a year, you’ll be able to get a regular credit card.

If your score is so bad, you should consider cleaning up your credit report. Get a copy of your credit report (AnnualCreditReport.com) and start with the newest delinquency and work back to the oldest. Negotiate settlements — paid negatives are better than unpaid.

Get any settlement agreement in writing and don’t give them access to your bank account.

By: Rene S

Rene S — Sun, 22 Nov 2009 16:53:00 +0000

Have you tried WaMu? Washington Mutual? They even keep their customer service centers here in the United States so you are most likely going to speak to someone in English!

But anyway, they will help you with you with fixing your credit score.

Good Luck!

By: Valcor

Valcor — Thu, 19 Nov 2009 21:38:47 +0000

what you need to do is go buy a ring or some jewlery at a store and apply for a card there. more than likely you’ll get a approved for a small amount. also goodyear tire places have credit too. become a member there, then slowly work your way up. its gonna take a long time. at least 5 to 10 years.

By: fwf43

fwf43 — Mon, 16 Nov 2009 14:00:01 +0000

If you have bad credit, good luck getting a credit card in the first place. Exception would be a pre-paid card.